Who can we help?

Divorce, illness, job loss, and unexpected expenses can all contribute to financial problems that we use credit cards and unsecured loans to solve. Or so we think. Soon the cards themselves become the problem. We are paying minimum payments at best and not even touching the principal sum - which can even be growing!

How can we help?

We can help you in 2 ways; our Debt Management Plan (DMP) is for people with debt totalling approximately £20,000 and at least 3 creditors or whose circumstances do not allow them to qualify for a Individual Voluntary Arrangement (IVA).

We will put together a personal financial plan, with the information you supply, enabling you to pay your essential bills and calculating how much money is available to meet your monthly credit commitments.

From The Blog

Debt Help Open Day

Robert Johnson, sosdebt.co.uk

We are running a local debt workshop next month in Blackburn, contact us if your interested.

Quick Links

About US

Typically it involves a monthly payment from the individuals surplus income for a 5-year period. At the end of which any unpaid balances are written off, giving you Light at the End of the Tunnel. Interest and charges are stopped, so the spiral of debt is halted.